Affordable Luxury…
Header

How to Buy

How to Buy an SBJ Properties Home

  1. Book a site visit with a member of the Sales and Marketing Team (optional)
  2. Complete an SBJ Properties Application Form (obtainable online or from any of our offices)
  3. Receive an Offer Letter from SBJ Properties, indicating general terms and conditions as well as price. Then Sign Contract of Sale
  4. Receive Payment Invoice and Welcome Letter from SBJ Properties
  5. Make Payment as follows:
    Self Financing:
    80% of the cost price as initial deposit at the execution of this agreement (Since we have already roofed the house).
    20% of the cost price on completion
    Mortgage Financing:
    Payment of minimum deposit as indicated by mortgage financier
    Payment of required percentage by mortgage financier at roofing level (optional)
    Final payment by mortgage financier before completion and handing over

 

 

Mortgage

 

Mortgage Providers:

Ghana Home loans

HFC Bank

Fidelity Bank

Other Mortgage Companies

 

Self Financing

Standard Terms:

For the completed home, 100% payment is required.

For already roofed homes, down payment of 80% of the value of the house is required and final 20% at completion. (You can also buy it outright at this stage.)

For starter houses, down payment of 40% of the value of the house is required at start, 40% at lintel level and 20% at completion.