How to Buy an SBJ Properties Home

1. Come and visit our site (optional)
2. Complete an SBJ Properties Application Form (obtainable online or from any of our offices)
3. Receive an Offer Letter from SBJ Properties, indicating general terms and conditions as well as price. Then Sign Contract of Sale
4. Receive Payment Invoice.
5. Make Payment as follows:
   Self Financing:
   80% of the cost price as initial deposit at the execution of this agreement (Since we are doing the finishing touches to the house).
   20% of the cost price on completion
   Mortgage Financing:
   Payment of minimum deposit as indicated by mortgage financier
   Payment of required percentage by mortgage financier (optional)
   Final payment by mortgage financier before completion and handing over

Mortgage

Mortgage Providers:

Ghana Home loans

HFC Bank

Fidelity Bank

Other Mortgage Companies

Self Financing

Standard Terms:

For the completed home, 100% payment is required.

For already roofed homes, down payment of 80% of the value of the house is required and final 20% at completion. (You can also buy it outright at this stage.)

For starter houses, down payment of 40% of the value of the house is required at start, 40% at lintel level and 20% at completion.